Terms of Use

Effective date: 20 August 2026

1. Agreement

By using moneyaroundthehouse.com, registering for an event, or attending one, you agree to these Terms.

2. Who we are

Clemente Media Productions Inc., operating from 1444 S Belcher Rd, Ste C #2178, Clearwater, FL 33764.

3. Educational purpose

Everything we provide is educational and informational only. We are not financial advisors, investment advisors, broker-dealers, tax professionals, accountants, attorneys, insurance agents or licensed counselors, and we are not registered with any financial regulator.

Nothing we say, write, publish, or answer in a live session, question and answer segment, community post or private message is financial, investment, tax, legal, insurance or professional advice, and none of it is a recommendation to buy, sell or hold any security, product or asset. This applies even where we discuss a specific company, platform, product, account type or strategy, and even where we describe what we do ourselves.

You are solely responsible for your own decisions. You should do your own research and consult a licensed professional before acting on anything you hear from us. We are not liable for any financial loss, tax consequence, or other outcome resulting from a decision you make.

4. What we cover, and what you take on

Our free events and website cover selling second-hand items you already own: finding them, photographing them, describing and pricing them, listing them on online marketplaces, dealing with buyers, and meeting people to complete a sale. We may also mention third-party tools, apps and referral or cashback programs.

All of it is general education and information only. It is not advice, not a recommendation, and not tailored to your circumstances. We do not know your situation, your household, your local market, your employment contract, your tenancy or mortgage terms, or your tax position. Every decision you make is yours alone.

Buying and selling is at your own risk

We are not a party to any transaction you enter into. We do not operate any marketplace, we do not vet buyers or sellers, and we have no involvement in what you buy, what you sell, who you deal with, or what happens.

You accept full responsibility for, and release us from any claim relating to: fraud, scams, counterfeit or misdescribed goods, fake or reversed payments, chargebacks, non-payment, non-delivery, buyers or sellers who do not show up, disputes over condition or price, faulty or unsafe items, items that cause injury or damage after sale, taxes owed on anything you earn, and any action taken against your account by any platform.

Meeting people, and your home

Whether, where and how you meet anyone is entirely your decision, and you take full responsibility for it. This includes any decision to invite a person to your home, to visit theirs, to meet in a public place, or to allow anyone to view, collect or deliver an item. We are not responsible for any harm, threat, harassment, theft, burglary, damage or loss arising from any contact you have with any buyer, seller or other person, whether at your home or anywhere else, at the time or at any point afterwards.

Items you do not solely own

You are responsible for having the right to sell anything you list. That includes making sure that any spouse, partner, co-owner, family member, landlord, lender or anyone else with an interest in the item agrees to the sale. We are not responsible for any dispute about ownership, permission or sentimental value, whether raised by you or by anyone else.

Third-party tools and programs

We sometimes mention or link to third-party platforms, apps, artificial intelligence tools, referral programs and cashback services. We do not control them and are not responsible for them, their terms, their pricing, their availability, their accuracy, their decisions, their security, or any bonus or reward they may or may not pay you. Your relationship with them is governed by their terms, not ours.

No warranties

To the fullest extent permitted by law, everything we provide is supplied as is, without warranties of any kind, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that any information is complete, current or correct.

And anything else

The examples above are illustrative and not exhaustive. To the fullest extent permitted by law, you accept the risk of, and release us from any claim arising out of or connected with, any decision you make or action you take as a result of anything you learn from us, or any consequence of that decision or action, whether or not that risk is specifically listed anywhere in these Terms.

5. Events

Registration is free unless stated otherwise. Registration does not guarantee a seat if capacity is reached before you arrive. Seating is first come, first served.

We may reschedule, relocate or cancel an event. If we cancel, we will notify registrants at the contact details provided. Because registration is free, we are not liable for travel, childcare, time or other costs you incur.

Recording and photography

Our events are photographed, filmed and audio recorded. By registering for an event and by attending, you consent to your image, likeness and voice being captured and used by us in our marketing, promotional and educational materials, in any medium, worldwide, in perpetuity, without compensation or further notice. This consent is given at the point of registration and applies whether or not additional notice is posted at the venue.

We may edit, obscure, blur or alter any recording at our discretion. If you would prefer not to appear, tell a member of our team on arrival and we will seat you outside the camera's view. Anyone appearing in an individually identifiable feature, such as a filmed testimonial, will be asked to sign a separate release.

Recording by attendees

You may not film, photograph, audio record, screen record or livestream our events, our presentations, our live calls or our presenters, in whole or in part, by any means, whether openly or covertly. You may not bring concealed recording equipment to our events. Any recording made in breach of this clause remains our property and must be destroyed on request.

Conduct

We may remove anyone who is disruptive and may decline attendance at our discretion.

6. Text messages

What the program is. Money Around The House, operated by Clemente Media Productions Inc, runs an SMS program for people who register for our workshops and programs. If you opt in you may receive registration confirmations, event reminders, venue and room details, follow-up after an event, and occasional promotional messages about upcoming workshops, courses and offers.

How you opt in. You opt in by ticking the SMS consent box on our registration form. It is optional, it is not required to register for a workshop, and it is not a condition of any purchase. By ticking it you confirm you are the account holder or an authorized user of the mobile number you provide.

Frequency and cost. Message frequency varies. Message and data rates may apply. Contact your mobile carrier for the details of your plan.

How you stop. Reply or text STOP to any message at any time. We will send one confirmation and then nothing further unless you opt in again. Reply or text HELP for assistance, or reach us at [email protected] or +1 727 500 2723.

Carriers. Carriers are not liable for delayed or undelivered messages. Delivery depends on transmission by your mobile carrier and is not guaranteed.

Privacy. We do not sell, rent or share your mobile number or your SMS consent with third parties for their own marketing purposes. See our Privacy Policy.

7. Attending in person: assumption of risk and release

You attend our events voluntarily and entirely at your own risk. You are responsible for your own safety, for your own belongings, and for any item you bring with you.

You knowingly and freely assume all risks of attending, both known and unknown. These risks include, without limitation: slipping, tripping or falling; uneven, wet or slippery floors; steps, stairs, curbs, ramps and doorways; cables, cords, extension leads, wires, projectors, screens, stands, microphones, speakers, lighting and other equipment, whether ours or the venue's; chairs, tables, furniture and fittings; doors, glass and signage; other attendees and their belongings and the items they bring with them; crowding, queuing and movement around the room; parking lots, sidewalks, walkways and access routes; food or drink, if any is available; temperature, ventilation, lighting or noise; and travel to and from the venue.

To the fullest extent permitted by law, you release, waive, discharge and agree not to sue Clemente Media Productions Inc., its owners, officers, directors, employees, contractors, presenters and agents, from and against any and all claims, demands, actions, liabilities, damages, losses, costs and expenses of any kind, including for personal injury, bodily injury, illness, emotional distress, death, and loss of, theft of or damage to property, arising out of or in any way connected with your attendance at or participation in our events, whether caused in whole or in part by our ordinary negligence or otherwise.

This release does not apply to gross negligence or intentional misconduct on our part, and nothing in it waives any right that cannot lawfully be waived under Florida law.

Venues

Our events are usually held at venues owned and operated by third parties. We do not own, control, inspect, maintain or staff those venues. We are not responsible for the condition of any venue, its premises, its parking lot, its equipment or its personnel, and any claim relating to the premises is a matter between you and the venue operator.

Medical matters

We are not medical professionals and there are no medical staff at our events. If you have a medical condition, allergy, mobility limitation or other circumstance that could be affected by attending, please consider that carefully before coming, and tell a member of our team on arrival if there is anything we should know. In an emergency we will call emergency services, and you consent to us doing so and agree to be responsible for the cost of any treatment or transport.

Your belongings

Bring only what you are willing to be responsible for. We are not responsible for anything lost, damaged or stolen at an event, including the item you bring to sell, phones, bags, and vehicles in the parking lot.

Guests, children and anyone you bring

If you bring a guest, a child or anyone else, you are responsible for them at all times, you accept these risks on their behalf, and this release applies to them as if they had agreed to it themselves. You agree to cover any loss, claim or cost we incur from a claim brought by, or on behalf of, anyone you brought with you.

Following instructions

You agree to follow any safety instruction given by us or by venue staff, to observe posted notices and fire exits, and not to interfere with any equipment or cabling.

8. Earnings disclaimer

We make no guarantee that you will earn any money.

Any results, figures or examples we share, including our own, are illustrative and are not typical. Results depend on your effort, the items you own, your local market, your consistency, and factors outside anyone's control. Many people who buy educational programs do not achieve results.

9. Affiliate and referral disclosure

We sometimes recommend third-party products and services, including financial products and shopping or cashback services. In some cases we receive a referral bonus, commission or other compensation when you sign up through our link. This is disclosed at the time of any such recommendation.

We only mention services we use ourselves. We are not responsible for those companies, their terms, their offers or their decisions, and we do not control what they pay, whether they approve you, or whether any promotional offer remains available. Any bonus or reward you receive is subject to their terms, not ours. You should read their terms and make your own decision.

We are not financial advisors and none of these recommendations are financial advice.

10. Third-party platforms

We are not affiliated with, endorsed by or sponsored by Meta Platforms, Inc., Facebook, Facebook Marketplace, or any other platform we reference. Those platforms have their own terms and can change their rules, fees and policies at any time. We are not responsible for actions taken against your account by any third party.

11. Your responsibilities

You are responsible for complying with all laws relating to what you sell, including ownership, vehicle titling, prohibited items, consumer protection, and reporting income for tax purposes.

You agree to sell only items you lawfully own and are entitled to sell. You agree not to sell stolen goods, counterfeit goods, recalled goods, or items that are broken or do not work as described without disclosing this to the buyer. If you do, you take full responsibility and we have no involvement in or liability for that transaction.

12. Intellectual property

All content on this site and presented at our events is owned by us and protected by copyright. It is provided for your personal use only. You may not record, copy, reproduce, redistribute, resell or repackage it.

You further agree that you will not use our materials, or anything you learn from us about how we market and sell, to create, market or deliver any competing course, coaching program, workshop, membership, presentation or other product, whether paid or free. This includes copying, adapting or substantially reproducing our advertising creative, ad copy, landing pages, email and text message sequences, sales presentations, presentation structure, offer structure, bonus structure, guarantees, pricing structure, scripts, workbooks, handouts or funnel design.

You may not solicit, advertise to, recruit or market any product, service or opportunity to our event attendees, members, clients or subscribers, unless we have given you permission in writing in advance.

Money Around The House™ and Your House Is Full of Money™ are our trademarks. You may not use our names, logo or branding, or any confusingly similar name, without our written permission.

13. Limitation of liability

To the fullest extent permitted by law, our total liability arising from these Terms or your use of our services will not exceed the greater of $500 or the amount you paid us in the twelve months preceding the claim. We are not liable for indirect, incidental, consequential or lost-profit damages.

14. Indemnification

You agree to indemnify, defend and hold us harmless, together with our owners, officers, employees and contractors, from and against any claim, demand, liability, loss, damage, cost or expense, including reasonable legal fees, arising out of or connected with: your attendance at our events; anything you buy or sell; any transaction, dispute or interaction with any buyer, seller, platform or third party; any item you list that you did not have the right to sell; any claim brought by a spouse, partner, co-owner, family member or anyone else in relation to an item; your violation of these Terms; or your violation of any law or the rights of any third party.

15. Governing law

These Terms are governed by the laws of the State of Florida, without applying any rule that would send us to another state's law. Disputes are resolved using the process in section 15. Where a court is involved and section 15 permits it, the courts of Pinellas County, Florida have jurisdiction, and both of us give up the right to a jury trial.

16. How we resolve disagreements

We would always rather sort a problem out directly than argue about it. This section sets out a process designed to resolve things quickly and cheaply for both of us, without lawyers or courtrooms. It does affect your legal rights, so please read it.

Step one: talk to us first

If you have a problem, email us at [email protected] and give us 60 days to resolve it. Most issues are resolved this way at no cost to anyone. You agree not to start any formal proceeding before this period has passed.

Step two: arbitration

If we cannot resolve it, any dispute arising out of or relating to these Terms or our services will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. The arbitration will be held in Pinellas County, Florida, or by video or telephone at your election. Judgment on the award may be entered in any court of competent jurisdiction.

Arbitration fees are allocated in accordance with the AAA Consumer Arbitration Rules.

Small claims

Either of us may instead bring an individual claim in small claims court if it qualifies, and we encourage that route for smaller disputes because it is faster and cheaper for everyone. Nothing here stops either of us asking a court for an order requiring someone to stop doing something, where that is needed to protect intellectual property or confidential information.

Class action waiver

You and we each agree that any dispute will be brought only in an individual capacity. You and we waive any right to bring or participate in a class action, collective action, consolidated action or representative proceeding. The arbitrator may not consolidate more than one person's claims.

Your right to opt out

You may opt out of this arbitration and class action waiver section by emailing [email protected] with your name and the words “arbitration opt-out” within 30 days of first accepting these Terms. Opting out does not affect any other part of these Terms.

17. Changes

We may update these Terms. If we make a material change we will post the updated Terms with a new effective date and, where we hold your email address, notify you by email at least 30 days before it takes effect. If you keep using our services after that date, the new Terms apply from that date onward. They do not change how earlier conduct is treated, and they do not affect any dispute we already knew about.

18. General

Only you and we can enforce these Terms

These Terms are an agreement between you and us. Nobody outside that agreement, such as a friend, relative or anyone you tell about us, gains any right to enforce any promise in them or to bring a claim under them.

Eligibility

You confirm you are at least 18 years old and that the information you give us is accurate.

Guests you bring

If you bring someone to an event, you are responsible for making them aware of these Terms. They are bound by these Terms by attending, and you agree to cover any loss, claim or cost we incur from a claim brought by anyone you brought with you.

If you are outside the United States

We are based in Florida and our services are hosted in the United States. If you use our services from another country, your information will be transferred to and processed in the United States, and you consent to that transfer.

If you are in the United Kingdom, the European Economic Area or another region with similar data protection law, you may have the right to see what we hold about you, correct it, delete it, limit how we use it, object to how we use it, receive a copy of it, and withdraw your consent at any time. We rely on your consent for marketing, and on our interest in running and improving our business for everything else. Email [email protected] to exercise any of these and we will respond within 30 days. You can also complain to your country's data protection authority.

Assignment

We may transfer these Terms and our rights under them to a successor or purchaser of the business. You may not transfer yours.

Things outside our control

We are not liable for delays or failures caused by events beyond our reasonable control, including venue closures, illness, severe weather, natural disasters, platform outages, or changes made by third-party services.

No waiver

If we do not enforce a term straight away, we have not given up the right to enforce it later.

Survival

Sections 4, 5, 6, 7, 8, 10, 11, 12, 13, 14 and 15 continue to apply after you stop using our services.

Electronic agreement

You consent to contract with us electronically and to receive notices by email. Ticking a box or clicking to accept has the same effect as a signature.

Severability and entire agreement

If any provision of these Terms is found unenforceable, it will be narrowed only as far as needed to make it enforceable and everything else stays in force. These Terms, together with our Privacy Policy, are the entire agreement between us regarding your use of our site and attendance at our events.

19. Contact

Clemente Media Productions Inc. · 1444 S Belcher Rd, Ste C #2178, Clearwater, FL 33764 · [email protected] · +1 727 500 2723